Small business owners and independent professionals need protection when it comes to claims of negligence. This is where professional liability insurance in Texas, California, and the other US States provided by Wynn Insurance Agency can help. As the name suggests, it provides protection to small businesses, and independent professionals who can be sued for negligence in case their work does not meet the expectations set by the clients.
Professional Liability Insurance for Small Businesses is useful for consultants, attorneys, architects, engineers, counselors, real estate agents, and accountants among other businesses who provide errors and omissions insurance in Texas, California, and other states.
When you opt for professional liability insurance for small business owners, you will get protection against the following:
Good professional liability insurance in California and Texas will cover claims that arise from services delivered in the past and delivered in any part of the world. As general liability insurance will not be enough, you need to understand that professional liability services are better in terms of coverage.
The cost of such insurance varies from business to business and from a professional to the next. There is no exact number that you can depend on. Some of the factors that usually impact the costs are:
It would be wise if you consulted and requested a professional liability insurance company that provides services in Texas, California, and other US states to quote some idea on how much it will cost you. You can get quotes from multiple insurance providers and pick one that meets your needs and budget.
In case you missed a deadline or were unable to finish a project on time due to the current coronavirus situation or the lockdowns in your area, you might be eligible for coverage. Check and confirm whether your professional liability insurance policy excludes communicable disease coverage. If you think you can file a claim, contact the claims department, and get things started.
Most insurance providers will not cover you if you intentionally committed malicious, illegal, or dishonest acts. You might not be covered in case you were aware of the claim before the inception of the errors and omissions insurance policy. Do not try to act that you did not know of it as the discovery process will likely uncover the truth, and it might harm your or your business’s reputation.
Now, if you want to buy professional liability insurance in California for small business owners, you can trust Wynn Insurance Agency. Talk to our experts directly to know which insurance is best for you, what coverage will you get, and how much it will cost. They will be happy to make things easier for you and simply convey everything to help you make the right decision.
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Wynn Insurance Agency offers the best Errors and Omissions or Professional Liability insurance in California, Texas, and many other US states. It has saved the professionals and businesses who provide services from negligence claims.
Call us at 408-215-2087 or ask for a quote online.
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Our professional liability insurance in Texas, California, and other US states does not cover;
Yes, at Wynn Insurance Agency, we offer affordable policies for small businesses. The errors and omissions insurance costs are high only for a few public professionals such as doctors, lawyers, and government accountants who have a higher responsibility.
Our errors and omissions policy in California and other US states is very helpful as it saves small businesses and professionals from unexpected negligence claims.
The cost of our professional liability insurance in Texas, California, and other states is variable. The premium is subjective from business to business. It depends on the business operations, risks involved, the history of claims, industry, and many other things. You can get a free quote by filling out the form here.