California Business Owners Insurance Options

Business Owners Insurance

Business Owners Insurance

If you own a small business with fewer than 100 employees, you will need a Business Owners Insurance in Indiana USA and the Wynn Insurance Agency has you covered.

A business owners insurance policy offers several types of coverage, including two types of coverages required under California law: general liability insurance and commercial vehicle liability insurance.

General Liability Insurance

This type of insurance is created to protect business owners if an accident or other incident happens at their business or because of their business to a customer or others. For example, if someone is visiting the restaurant you own, and they slip and fall on a wet floor, this policy will cover their injuries. If you own a tree-trimming service and your employee drops a branch on a passerby, this type of insurance will pay that person’s medical bills. It also covers property damage, so if your employee drops a tree on the house, this part of your policy will cover any damages caused by the incident.

Commercial Liability Auto Insurance

If you use vehicles owned by your business to conduct business, you must obtain a Commercial Liability Insurance in Indiana USA policy to cover any damages or injuries sustained by others in an accident deemed to be your fault or the fault of one of your employees. This type of coverage will cover the medical bills for people injured in the crash, along with any property damage.

Other Business Owners Insurance Options

You have invested money, time, and energy into your business and will want to protect it, which you can do by having not only the minimum amount of insurance but insurance that will cover theft from your business or a break-in of the property. You will also want insurance that will cover your business's repairs or replacement if it is damaged or destroyed by a fire, vandalism, or a natural disaster.

To create the best commercial insurance policy for your business, enlist the assistance of an experienced business owner's insurance agent. The trusted and knowledgeable insurance agents at the Wynn Insurance Agency in California are ready to assist you. Call for an appointment today!

  • Business Owners Insurance in Indiana USA
  • Business Owners Insurance in Washington USA
  • Business Owners Insurance in California USA
  • Business Owners Insurance in Texas USA
  • Business Owners Insurance in Virginia USA


Businesses need protection as much as individuals do. At Wynn Insurance Agency, discover the best business owner’s insurance policy that provides maximum coverage.

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Call us at 408-215-2087 or ask for a quote online.

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Protect your Small Business from Unforeseen Financial Loss

Starting and successfully a small business are two different things. The owners should be prepared for unexpected events like property damage and road accidents.

Most small businesses need general liability insurance and commercial property insurance. The insurance policies protect your small business from facing financial losses in events that are not planned.

Go a step ahead and buy small business owners health insurance in TX, that benefits employees too. The benefits outweigh the investment; something that one can’t ignore.

As a small business owner, you may get confused as to which insurance policy is right. Fret now, Wynn Insurance Agency has a team to help you purchase the best small business owners’ insurance policy in Texas.

Frequently Asked Questions

A business owner’s policy is needed if you own or rent a property for a business. The policy will cover a proportion of the repair and/or replacement cost of the damaged property. You can enjoy peace of mind if the small business is protected from potential financial losses.

The first and foremost insurance policy for all Texas businesses is the general liability policy that covers common third-party risks. Apart from that, it depends on the unique business requirements.

For instance,

  • Commercial auto insurance that covers accidents involving commercial vehicles like a truck and cars.
  • Workers’ compensation insurance though not mandatory in Texas covers the medical treatment and partial loss of income of the injured employees.

How about speaking to a business insurance agent at 408-215-2087? We have a licensed team of insurance agents to help in all possible ways.

One can customize a business owner’s insurance policy with additional coverage options, such as

  • Public liability insurance policy
  • Cyber liability insurance policy
  • Business interruption insurance policy
  • Hired and non-owned auto insurance (HNOA) policy

Consult Wynn Insurance Agency and discover the best option for your business.

In Texas, a business owner's policy covers financial loss due to property damage and general liability.

As a business owner, however, you can enjoy the flexibility and customize the insurance policy for extra benefits like forgery and data theft.

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